Author: Beena Wilson

Financial markets and economic trends are closely interrelated. Financial markets are the mechanisms through which money and capital are allocated in an economy, and economic trends can have a significant impact on the performance of financial markets. For example, if the economy is growing, businesses are more likely to invest and hire new employees, which… Continue reading Financial Markets and Economic Trends

Debt management is the process of getting your debt under control through financial planning and budgeting. The goal of a debt management plan is to use these strategies to help you lower your current debt and move toward eliminating it. There are two main types of debt management plans: Debt consolidation: This involves consolidating all of… Continue reading Debit Management

There are many ways to invest your money to grow your wealth. Some of the most common investment options include: Stocks: Stocks are shares of ownership in a company. When you buy stocks, you own a tiny slice of that company and will benefit from any rise in its share price, as well as any dividends that… Continue reading How to invest your money to grow your wealth.

Choosing the right insurance can be a daunting task, but it’s important to do your research and make sure you’re getting the best coverage for your needs. Here are a few tips to help you choose the right insurance: Understand your needs. What are you looking for in an insurance policy? Do you need life insurance,… Continue reading How to choose the right insurance

Your credit score is a number that lenders use to assess your creditworthiness. It is based on a number of factors, including your payment history, the amount of debt you have, and the length of your credit history. A good credit score can help you get approved for loans and credit cards at lower interest… Continue reading How to improve your credit score

Here are the steps on how to file taxes: Gather your tax documents. This includes your Form 16 (if you are a salaried employee), Form 26AS (which shows all the TDS deducted from your salary), and any other documents that show your income and expenses. Choose the right income tax form. There are different income tax forms… Continue reading How to file tax

Under the old tax regime in India, here are some tax-saving ideas you can consider: Utilize deductions under Section 80C: Take advantage of deductions available under Section 80C of the Income Tax Act. You can invest up to Rs. 1.5 lakh in eligible instruments such as Employee Provident Fund (EPF), Public Provident Fund (PPF), National… Continue reading Tax saving ideas under the old tax regime

RCM charges refer to Reverse Charge Mechanism charges. The reverse Charge Mechanism is a tax compliance mechanism used in some countries to shift the liability to pay taxes from the supplier of goods or services to the recipient or buyer. Under the Reverse Charge Mechanism, the buyer of goods or services is required to self-assess… Continue reading RCM Charges

Monitoring these KPIs can help you identify potential cash flow issues and take proactive steps to address them 1. Operating Cash Flow Ratio – measures the cash generated by a company’s operations to cover its current liabilities. 2. Free Cash Flow – the cash available to a company after accounting for capital expenditures. 3. Cash… Continue reading 10 Essential Cash Flow KPIs to Monitor

CTC (Cost to Company) refers to the total amount of money a company spends on an employee, including their salary, benefits, bonuses, and any other perks. On the other hand, the in-hand salary is the actual amount that an employee receives after taxes and other deductions have been taken out. ▶ Here are some of… Continue reading CTC (Cost to Company)