When to issue a credit note

There are two types of credit notes: 

  1. Those issued for incoming payments
  2. Those issued for outgoing payments

What this therefore means is that a credit note can be both issued and received by a business. For small business owners, both types are common.

There are several situations in which a credit note should be issued. Some common cases when to issue a credit note are the following:

  • To correct any invoice mistakes (e.g., invoice amount overstated, the correct discount is not applied to the invoice)
  • To cancel any awaiting payments on an invoice
  • To provide a refund if goods are damaged within the warranty period 
  • If you receive goods from a supplier that must be returned (e.g., due to damage, or fault – or simply don’t meet the buyer’s specifications) 

In these cases, the original invoice can be cancelled with the issuance of a credit note, and thereafter a corrected invoice can be issued. If you intend to buy more from that supplier, the amount specified can be offset against future purchases or you may request a refund of your payment.

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